Is
investing in investment funds only for
institutional and high net worth investors?
Not at all.
Investment Funds can be the most
cost-effective way for individual investors
to optimize their returns as well as
diversify risks across many markets. In the
U.S., Europe and Japan, individuals have
found investment funds to be a convenient
and effective way to save for the future.
deVere & Partners offers a range of
investment services starting from as low as
US $160 for regular savings and US$5,000 for
lump sums.
Is
investing in funds complicated?
It can be
very simple. We make it easy by offering you
a consolidated service where you can invest
in a wide range of funds through one
account. We call this pooled funds, or the
multi-manager approach. As a client, you can
deal by phone, e-mail and fax. If you prefer
to see an advisor in person, that’s fine,
too. Our advisors are always available to
give you professional advice.
Are
investment funds risky?
Funds range
from conservative money market funds to more
aggressive equity funds. By nature,
investment funds are effective in spreading
risk as the investors’ money is pooled into
a collective vehicle and invested into
various securities. Funds authorised by
financial authorities follow strict
diversification guidelines, which normally
restrict investments in any one security. An
average equity fund will own between 80 to
100 stocks.
Can I make
better returns through direct stock or
Property Investments?
Investment
Funds are a good complement to an investor’s
traditional stock, property and cash
portfolio in return optimisation and risk
diversification forms. While It may be easy
for clients to access the local stock
market, many investors overlook the risk
involved in investing in one stock or one
market. Conservative investors, who find
direct stock investments too risky, may
settle for lower returns from bank deposits
without full knowledge of other investment
options available.
What are
the benefits of using an Independent
Financial Advisor when I can deal directly
with an investment fund house?
Due to the
high volume of business placed by deVere &
Partners, investors benefit from reduced
initial fees and management charges that are
not directly available from the institution.
deVere & Partners Independent Financial
Advisors provide wider fund choice as well
as independent advice. This “one-stop” best
advice service is ideal for clients who want
to diversify through a spread of fund
houses.
Does
independent advice cost more?
deVere &
Partners does not charge clients extra fees
for investment advice. Clients enjoy the
benefits of fund choice, independent advice
and one-stop convenience by paying the fees
charged by the selected fund house. Clients
may actually save on cost by investing
through our Private Portfolio Service where
any fee rebates received by deVere &
Partners is passed directly back to the
client.
Can I
invest through my bank and get the same
quality service?
Unlike
banks, deVere & Partners focuses its
business on investment funds and asset
management. For over 10 years, we have
helped over 17,000 clients all over the
world achieve their financial investment
goals. Our dedicated team of research
analysts, fund managers and experienced
advisors, ensure our levels of service are
of the highest and most consistent quality.
When I
invest, are my funds tied up for a certain
period of time?
That
depends on what level of access you require.
Most funds are accessible immediately, some
without penalty. Some institutions offer
bonuses in the form of allocated investment
units as a reward for leaving funds invested
during an initial period of 1 to 2 years.
Access and
flexibility are essential topics your deVere
& Partners advisor will discuss with you
before recommending an investment or savings
strategy. Currently, over 32,000
different offshore funds and product
providers exist within the market place. Our
advisors allow their clients to design the
product and investment portfolio which best
suits clients’ particular needs.
How much
control do I have over my investments?
As a unit
trust investor, you have full control.
deVere & Partners provides you with key
investment information, transaction advice
and consolidated statements to help you keep
track of your investments. Investing in unit
trusts could not be more simple or
rewarding.
Who
manages my investments?
A dedicated
fund manager of the specific investment fund
selected. These experts research the
companies comprising the investment fund in
order to ensure they offer excellent growth
potential. A fund manager also alters the
composition of the fund by buying and
selling the individual holding to maximize
the return.
